Refinance Checklist

Welcome and thank you for doing business with First National Bank Mortgage. This list of needed items will help you complete your loan application in a timely manner. You will need the following:

  • Most recent 30 days of pay stubs for each Borrower
  • Last 2 years W-2’s or 1099’s for all jobs for each Borrower
  • Last 2 years personal income tax returns (including ALL schedules) and any K-1’s listed on Schedule E
  • Last 2 years corporate income tax returns (including ALL schedules) if you own 25% or more of the business
  • Most recent 2 months bank statements (ALL pages including blank ones) for checking AND savings accounts
  • Most recent 2 months investment, brokerage or retirement accounts (ALL pages)
  • Copy of driver’s license for all borrowers
  • Copy of Homeowner’s Insurance declaration page
  • HUD-1 Settlement Statement from last closing on property
  • Copy of survey. Please advise if any exterior improvements

If Applicable:

  • Copy of divorce decree (ALL pages)
  • Copy of Order for Child Support (ALL pages)
  • Copy of Bankruptcy Discharge papers